InsuraTrip Gadget Travel Insurance Optional Gadget Cover Policy Add-On
With some new gadgets such as smartphones sometimes costing in excess at £1,000+, it’s never been more important to get travel insurance with optional gadget cover!
Does Travel Insurance cover gadgets?
If you travel as a family you are probably used to taking numerous iPads, Smart Phones and other gadgets with you. What you may be shocked to discover is that many Travel Insurance policies valuables limit will not cover you if you have lost or damaged these items!
With many cheap Travel Insurance policies actively excluding mobile phones and other gadgets from their travel cover, it is vital to check your Travel Insurance policy.
If you do not already have Gadget Cover and are concerned about the potential cost of losing or damaging your gadgets you should seek cover so that you have Gadget Insurance while abroad.
You can add Gadget Cover quickly and easily to your InsuraTrip policy be selecting the option in the quote process. If you are considering getting an InsuraTrip annual multi-trip travel insurance policy and would like to also have gadget cover too, the good news is you can get annual travel insurance with gadget cover at InsuraTrip as well.
Click the ‘Get a Quote’ button now to find out how little it costs to protect your gadgets while you travel.
The Gadget Cover add-on is available on the following policies...
What is Covered Under InsuraTrip Gadget Travel Insurance?
Below is a brief explanation of what is covered on InsuraTrip Travel Insurance with Gadget Cover option. However, you should always refer to the InsuraTrip Travel Insurance Policy wording for full cover limits, terms, conditions and exclusions.
Our Optional Travel Gadget Cover provides protection for a number of gadgets including: Mobile Phones, Smart Phones, iPads, Tablets, Cameras, Laptops, Portable Gaming Consoles, iPods/MP3 Players, E-readers/ Kindles, Smart Watches, Sat Nav’s, and Portable DVD Players.
| Summary of Cover | Standard | Extra | Super |
|
Optional Gadget Cover Excess |
£1,500 £50 |
£1,500 £50 |
£1,500 £50 |
|
Single Article Limit |
£1,000 |
£1,000 |
£1,000 |
|
Unauthorised Calls or data use |
£150 |
£150 |
£150 |
|
Accessories limit |
£150 |
£150 |
£150 |
|
E-wallet Protection |
£500 |
£500 |
£500 |
Please note - Any Gadget Covered by policy must be less than 6 years old from the point the policy is purchased. As for laptops, they cannot be more than 18 months old. Also, the electronic items must have been purchased as new in your home country, and for refurbished items bought directly from the manufacturer.
Gadget Travel Insurance Option Explained
The table above is only a summary of cover. The sections of “Gadget Cover” are explained in more detail below. However, you should always refer to the policy wording for full gadget travel insurance terms, conditions and exclusions.
Unauthorised Call or Data Use – for the cost of unauthorised calls, messages, downloads and data used fraudulently after your gadget has been stolen or accidentally lost.
E-Wallet Protection – for the cost of unauthorised transactions made using your e-wallet after your gadget has been stolen or accidentally lost (providing an e-wallet PIN has been set for all transactions and you have followed all conditions relating to the security of that PIN, i.e. it’s not written down and left with you gadget)
Do I need Gadget cover Travel Insurance?
Although it is not mandatory to get Gadget Travel Insurance for your trip, most people are likely to travel with at least their mobile phone, so it may be a good idea to add Gadget Cover to your InsuraTrip Travel Insurance policy.
It could prove even more important if you are taking more expensive gadgets away with you on your trip such as laptops or tablets so that you are not left with a financial burden of replacing them should they be lost, stolen or damaged.
Tips for Travelling with Gadgets – Keeping Them Safe
As you will know, certain gadgets can be fragile or very easily misplaced so it’s not a bad idea to take some extra measures to help prevent them from being damaged, lost or stolen whilst travelling.
- Don’t leave them unattended – always keep a watchful eye on your gadgets!
- Lock them up and keep them out of sight – if you must leave your gadgets in your room, while you are out, you should lock the away in the safe provided in your accommodation or failing that in a secure suitcase with a padlock, so that they are out of sight.
- Use protective accessories – screen protectors, protective cases and carry bags can provide your gadgets with some protection against damaging your gadgets.
How do I get a Gadget Travel Insurance Quote?
It’s quick and easy to get a cheap travel insurance with gadget cover quote from Insuratrip. All you have to do is select the Gadget Cover Option on the ‘Your Quote’ page when getting a quote to add it to your InsuraTrip Travel Insurance policy.
