Public Liability Cover

Choosing the right wedding venue for your wedding or civil wedding to take place is an important decision, as it sets the atmosphere for your big day! However, accidents may occur such as accidentally breaking an expensive vase or damaging rugs or walls at the wedding venue.

There would be nothing worse than not only the accident having made your special day less joyful, but also ending up being sued for damages by the venue. As such, it is always sensible to have Public Liability cover in place, even if it isn't a requirement of your venue, just in case something such as this occurs and then you won't be the one left to cover the cost.

This is where InsuraWedding Wedding Insurance with Public Liability Cover comes in! All InsuraWedding policies offer £2 million of Public Liability insurance cover for the Marrying Couple as standard on all of our levels of cover!

Click the “Get a Quote” button to get a quote for InsuraWedding Wedding Public Liability Insurance:

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Why do I need public liability insurance for my wedding?

Before we explain why you need public liability for your wedding, it is important to understand what public liability cover is. So, public liability wedding insurance is there to financially protect you should a 3rd party be accidentally injured, or their property accidentally damaged by you, and they sue you for damages.

You may have already found that many wedding Venues tend to prefer you to have Public Liability cover in place just in case there is any accidental damage or loss caused by the Marrying Couple, or their guests. If you do not have Public Liability Insurance in place, your dream wedding venue may decline to host your big day…

Whilst it is not a legal requirement for you to get Public Liability cover for your wedding, if your venue says you need to have it in place, as part of their terms and conditions, it would be best for you to ensure your wedding insurance policy has public liability cover.

For peace of mind on your special day, take out an InsuraWedding Wedding Insurance policy today and benefit from Public Liability cover for the Marrying Couple included as standard! Click the link below to get a quote today:

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What does Public Liability insurance cover?

Public Liability insurance is there to protect you in situations such as:

• Accidental damage to the wedding venue, for example, if you accidentally spill red wine over an expensive carpet or rug
• Negligence by one of your guests, for example, if a guest spills hot coffee over another guest leading to an injury
• Damage to equipment such as DJ’s speakers or PA system, caused by the marrying couple or a wedding guest

IIf you would like your Wedding Guests to have liability cover too, then we can do that too! Here at InsuraWedding, we offer you an optional policy add-on to extend Public Liability cover to include your guests! By adding our Public Liability extension for your Wedding Guests to your standard wedding insurance policy, your guests will also have Public Liability cover for up to £2 million.

For your wedding guests to also benefit from Public Liability cover up to £2 million, simply select this option in the quote process, and pay the appropriate additional premium. This policy extension is available on all levels of cover.

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Other Policy Options Available?

If you are planning to hire a wedding marquee for your big day, you will need to add the Marquee cover option to your policy to get £20,000 of cover with a marquee hire period of 3 days.

If you are looking for financial protection in case you need to cancel or rearrange the wedding, due to the bride or groom having tested positive for COVID-19. We can also provide a Wedding Insurance Covid Cover option to add to your InsuraWedding policy.

To add our options to your InsuraWedding Wedding Insurance policy, by select the option you need in the quote process and pay the appropriate additional premium.