Compare Travel Insurance
Compare Travel Insurance
Not sure which policy is right for you?
With so many policy options available, it can be difficult to work out which is right for you. That's why we have created this comparison page, so that you can view cover levels side-by-side, making it simpler for you to make the right choice.
Single & Annual Multi-Trip Travel Insurance
Find below a sample of cover limits taken from the Single Trip & Annual Multi-Trip policy wording:
| Standard | Extra | Super | |
| Excess | £145 | £95 | £70 |
| Cancelling Your Trip | £1,000 | £2,000 | £3,000 |
| Emergency Medical Expenses outside of home area
Emergency dental treatment (pain relief only) Additional accommodation & travel expenses if you test positive for Coronavirus & are unable to return to the UK as planned Additional accommodation & travel expenses for one parent/carer to stay with you if you test positive for Coronavirus & are unable to return to the UK as planned Funeral and burial expenses in the country in which you die (if outside of the UK) Costs of returning your body or ashes to the UK |
£5m £400 £1,000 £1,000 £5,000 £5,000 |
£10m £400 £1,000 £1,000 £5,000 £5,000 |
£10m £400 £1,000 £1,000 £5,000 £5,000 |
| Emergency Medical Expenses within the UK | £5,000 | £10,000 | £20,000 |
| Hospital Stay Benefit (amount per 24 hours) | £300 (£30) | £450 (£30) | £750 (£50) |
| Cutting Your Trip Short | £1,000 | £2,000 | £3,000 |
| Missed Departure & Connection | £500 | £500 | £500 |
| Abandoning Your Trip (amount per 12 hours) | £100 (£50) | £300 (£50) | £500 (£100) |
| Abandoning Your Trip after 24 hours delay | £1,000 | £2,000 | £3,000 |
| Personal Baggage (if aged under 18)
Maximum per item, pair or set Maximum for all valuables |
£500 (£500)
£100 £100 |
£1,000 (£500)
£250 £250 |
£1,500 (£500)
£400 £400 |
| Delayed Baggage (amount per 12 hours) | £50 (£25) | £150 (£50) | £250 (£50 |
| Loss of Passport & Travel Documents | £200 | £500 | £500 |
| Personal Money
Cash Limit (if aged under 18) |
£200
£200 (£50) |
£225
£225 (£50) |
£250
£250(£50)0 |
| Personal Accident**
Max payable in the event of death (if aged under 18 or over 65) |
£5,000
£5,000 (£2,000) |
£10,000
£10,000 (£2,000) |
£20,000
£20,000 (£2,000) |
| Personal Liability* | £1m | £1m | £2m |
| Legal Expenses | £5,000 | £20,000 | £20,000 |
| End Supplier Failure | £1,500 | £1,500 | £1,500 |
*Excess increased to £250
**Any claim arising from the result of a Motorcycling accident will be subject to a maximum sum insured payable of £5,000 if you have purchased Standard cover or £10,000 if you have purchased Extra or Super cover under Section G - Personal Accident.
To view the full policy wording and cover limits, click here.
Looking for additional cover?
We also have "top-up" cover Options, that can be added to your policy to extend your cover, upon payment of additional premium.
These Options include:
- Winter Sports Option
- Cruise Cover Option
- Gadget Cover Option
| Standard | Extra | Super | |
| Winter Sports | |||
| Winter Sports Equipment | £500 | £750 | £1,000 |
| Including: one item/pair or set of items limit | £250 | £500 | £500 |
| Winter Sports Equipment Hire (amount per 24 hours) | £250 (£25) | £400 (£40) | £500 (£50) |
| Lift Pass | £250 | £500 | £750 |
| Ski Pack (amount per 24 hours) | £250 (£25) | £400 (£40) | £500 (£50) |
| Piste Closure (amount per 24 hours) | £250 (£25) | £400 (£40) | £500 (£50) |
| Avalanche Cover (amount per 24 hours) | £250 (£25) | £400 (£40) | £500 (£50) |
| Physiotherapy in UK | No Cover | £400 | £400 |
| Gadget | |||
| Accidental Loss, Theft or Damage | £1,500 | £1,500 | £1,500 |
| Unauthorised Calls | £750 | £750 | £750 |
| Cruise | |||
| Cruise Interruption | £500 | £500 | £500 |
| Missed Port Departure (amount per port) | £250 (£50) | £500 (£100) | £500 (£100) |
| Cabin Confinement (amount per 24 hours) | £1,000 (£50) | £1,000 (£100) | £1,000 (£100) |
| Formal Cruise Attire
Amount per item, pair or set Limit in an unattended motor vehicle |
£1,000
£500 £250 |
£1,000
£500 £250 |
£1,000
£500 £250 |
| Unused Pre-booked Excursions | £500 | £500 | £500 |
To find out more information about each of these Options, please visit our Policy Options page.
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist Travel Insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable Travel Insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper Travel Insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.