Affordable Wedding Insurance
Welcome to InsuraWedding, Protect Your Special Day From Just £32!
At InsuraWedding, we offer easy-to-understand coverage without the confusing jargon. Your wedding day is a special event, and while we hope everything goes perfectly, we’re here to protect you financially if something unexpected happens. Trust us to keep your big day safe with cover that won’t break the bank.
What is Wedding Insurance and What Does it Cover?
Wedding insurance is a type of policy that offers financial protection for various aspects of a wedding. It’s specifically designed to cover certain risks that could affect the wedding celebrations. The coverage is subject to the terms outlined in the policy documents and includes maximum claim limits for different types of claims.
In essence, wedding insurance helps couples safeguard the money they spend on their wedding if things go wrong, such as:
- Venue Issues: If the wedding venue becomes unavailable due to unforeseen circumstances, the policy may cover the costs of arranging an alternative.
- Supplier Failure: If a vendor, such as a caterer or photographer, fails to deliver their services, the insurance can cover the costs associated with finding a replacement.
- Illness or Injury: If the bride, groom, or a key family member falls seriously ill or is injured, the policy may cover the expenses of postponing the wedding.
- Extreme Weather: If severe weather conditions prevent the wedding from taking place, the insurance can help cover the costs of rescheduling.
- Loss or Damage: If important items like the wedding dress, rings, or gifts are lost, stolen, or damaged, the policy can provide financial protection.
It's important to note that the specifics of what is covered, and to what extent, will depend on the level of cover and which options you choose to include in your policy.
Why Do I need Wedding Insurance?
Planning a wedding takes a lot of time and effort. You have to pick the right venue, choose outfits, and decide on decorations. All these things add up, making your wedding one of the biggest expenses you'll have.
In the UK, the average wedding costs over £20,000, and this amount keeps rising. If something goes wrong, it could be devastating, especially if you have to cancel your wedding.
No one wants to think about what could go wrong. But sometimes things do go wrong, weddings do get cancelled or have to be rearranged for many reasons. Wedding insurance helps you avoid losing money if this happens.
Even if your wedding goes ahead as planned, other problems can come up. Wedding insurance helps you handle these issues and pay for unexpected extra costs due to rearranging wedding services.
How Much is Wedding Insurance?
The cost of wedding insurance depends on the level of cover you choose to protect your wedding and if you have added any optional extras to your wedding insurance policy.
Our policies offer six different levels of cover with prices starting at just £32.
| Level of Cover | Price | |
| Tier 1 | £3,500 | £32 |
| Tier 2 | £5,000 | £37 |
| Tier 3 | £7,500 | £44 |
| Tier 4 | £10,000 | £50 |
| Tier 5 | £13,500 | £64 |
| Tier 6 | £15,000 | £68 |
How Far in Advance of My Wedding Can I Buy Wedding Insurance?
You can buy an InsuraWedding policy up to 2 years in advance of your scheduled ceremony date. InsuraWedding Cover will start on the day you purchase your policy, so you can get cover for the costs of your deposits immediately.
However, are you wondering about the deposits you may have already paid to your wedding suppliers before you bought your InsuraWedding policy? Well don't worry, with InsuraWedding any deposits you've already paid will automatically be covered as well!
Please note: All InsuraWedding policies must be purchased at least 14 days in advance of the scheduled ceremony date.
To get an InsuraWedding quote, click the ‘Get a Quote’ button below:
InsuraWedding Wedding Insurance Policy Options
What Else Does InsuraWedding Cover?
Our policies offer cover for the following areas:
- Public Liability for the Marrying Couple – up to £2,000,000
- Cancellation Cover - up to £15,000
- Financial Failure of Service Suppliers – up to £6,500
- Wedding Gifts - up to £6,000
- Cars & Transport - up to £6,500
- Photography & Video – up to £6,500
- Personal Accident – up to £15,000
- Legal Expenses – up to £9,000
- Ceremonial Attire – up to £6,500
- Rings, Flowers, Attendants Gifts & the Wedding Cake – up to £6,000
- Optional Policy add ons including Public Liability Extension for Wedding Guests, Optional Marquee Cover, and Optional Coronavirus Cover