Annual Multi-Trip Travel Insurance

Ideal for frequent travellers & families looking to save money with one policy covering all trips!

3 Options available including:
Gadget Cover, Winter Sports Option, Cruise Cover...see all

Get a Quote Policy Wording
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Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you

Annual Multi-Trip Travel Insurance

Annual Multi-Trip Travel Insurance

InsuraTrip Annual Multi Trip Travel Insurance is available from less than £28* for the whole year! That’s the equivalent of less than £2.40 per month!

Do you travel abroad for holidays or business trips more than once a year? Or have you arranged a winter sports holiday and a summer beach holiday? Perhaps you like to explore a number of different places on weekend city breaks each year?

Our InsuraTrip Annual Multi Trip Travel Insurance is great value for money holiday insurance to save you valuable time from searching and comparing Travel Insurance every time you want to travel. Having an InsuraTrip Annual Multi-Trip Travel Insurance policy may also save you money by providing financial protection when an insured unforeseen incident occurs during your holiday, so that you are not left out of pocket.

Buying an Annual Multi-Trip Insurance policy means you don’t have to spend time searching and comparing Travel Insurance every time you want to travel.


*The price of less than £28 is based on an InsuraTrip Standard Annual Multi-Trip policy going to Europe 1, for an individual under the age of 35.

What is Annual Multi Trip Travel Insurance?

Unlike Single Trip Travel Insurance, an Annual Multi-Trip policy can cover an unlimited number of eligible holidays within 12 months, all for one convenient price!

Please Note: There is a limit on the trip duration on the Annual Multi-Trip Travel Insurance policy depending on the level of cover you choose. This can be found in the InsuraTrip Travel Insurance policy wording or in the table below.

InsuraTrip Annual Multi Trip Insurance key benefits:

There are 3 levels of cover for you to choose from on InsuraTrip's Annual Multi-Trip Travel Insurance. You should choose the InsuraTrip Annual Travel Insurance that most closely matches your needs, so you should make sure that the cancellation cover is enough to cover the cost of your holiday or trip in case you have to cancel. Similarly, please make sure that the baggage cover is enough to cover the cost of the things you are taking with you.

If you have pre-existing medical conditions you may need to screen them and pay an additional premium in order to have cover under Emergency Medical Expenses for them.

To view a full summary of the policy cover, please click here.

  Standard Extra Super
Max No. of Days Per Trip 22 32* 32*
Max Cancellation £1,000 £2,000 £3,000
Emergency Medical Expenses £5m £10m £10m
Baggage £500 £1,000 £1,500
Excess £145 £95 £70

*The maximum trip duration for this level of cover can be increased to either 45 or 60 days subject to your age and the payment of an additional premium, as displayed on your policy certificate.


Check you have the cover you need

Cover for over 100 exciting sports and activities is included in our Annual Multi-Trip Travel Insurance policy as standard. To find out which activities you are already covered for with this policy, take a look at our Sports & Activities List.

If you are considering going skiing or snowboarding during your holidays, you will need to add the Winter Sports Option to your policy to get cover for these activities. Or, you can add Gadget cover to your Travel Insurance policy, which will protect your gadgets, such as phones or tablets, if they are damaged or lost while abroad.

If your travel plans include going on a cruise, you will need to add our Cruise Option to your policy to have cover. Each option will require the payment of an additional premium to include them on your policy, however you will benefit from the extended cover that each option provides.

Why Choose

InsuraTrip features a range of great benefits as standard. InsuraTrip also features some great add-ons for you to tailor your policy - meaning you only pay for the additional cover you need.

  • Instant Quote and Cover
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports and Activities
  • Options Available including gadgets, winter sports and more...
  • 100s of Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
  • + Lots more
Pre-Existing Medical Conditions

This policy does not provide cover for pre-existing medical conditions unless declared to us and accepted by us in writing (an additional premium may be payable).

The good news is Insuratrip can consider 100’s of pre-existing medical conditions when you apply for cover and if accepted by us through our online medical screening system when getting a quote you can be covered by the InsuraTrip policy (an additional premium may be payable).

Please refer to the policy wording to determine what medical conditions and historic medical events need to be declared.

You can declare your Pre-Existing Conditions through our online medical screening facility when getting a quote. Failure to declare all necessary pre-existing conditions could invalidate your policy or mean a claim is later declined.

Please Note - This is a travel insurance policy and not private medical insurance; there is no cover for any medical expenses incurred in private facilities if medically capable public facilities are available.

Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist Travel Insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable Travel Insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper Travel Insurance directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.

How do I get a Quote for Annual Multi-Trip Travel Insurance?

It’s quick and easy to get a Annual Multi-Trip Travel Insurance quote.

Just click the ‘Get A Quote’ button to get an online quote for Annual Multi-Trip Travel Insurance.

Travel Insurance Policy Options

Gadget Cover
Gadget Cover

Add the Gadget Cover Option to your InsuraTrip Travel Insurance policy to cover a number of gadgets including Mobile Phones, Smart Phones, iPads, Tablets, Cameras, Smart Watches, and Laptops.

Winter Sports Option
Winter Sports Option

Add the Winter Sports Option to your InsuraTrip Travel Insurance policy to get protection for emergency medical expenses and lost, damaged or stolen ski equipment, unused lift pass through loss or theft, loss of use of ski pass through illness or injury, piste closure and avalanche and landslide closure cover as well as physiotherapy if required upon return to the United Kingdom.

Cruise Cover
Cruise Cover

Add the Cruise Cover Option to your InsuraTrip Travel Insurance policy to cover your cruise holiday to get cover for cruise interruption, missed port departure, cabin confinement, lost, damaged or stolen formal cruise attire and unused pre-booked excursions.