Get your InsuraTrip Annual Multi-Trip Travel Insurance at a great price!
Ideal for frequent travellers & families looking to save money with one policy covering all trips!
4 Options available including:
Gadget Cover, Winter Sports Option, Cruise Cover, Sports Cover Option...see all
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
Annual Multi-Trip Travel Insurance
Get your InsuraTrip Annual Multi-Trip Travel Insurance at a great price!
InsuraTrip Annual Multi Trip Travel Insurance is available starting from less than £24* for the whole year! That’s the equivalent of under £2 per month!
Do you travel abroad for business purposes or go on holidays more than once a year? Or maybe you have arranged plans for a winter sports holiday and a summer beach holiday in a single year? Perhaps you like to explore several different places on weekend city breaks each year?
Instead of getting single trip travel insurance, an annual multi-trip travel insurance from InsuraTrip may be the policy you need. Our Annual Travel insurance policy offers you financial protection in case of any unforeseen events during your holiday providing great value for money.
Click on the “Get a Quote” button down below to see how little it costs with our InsuraTrip Annual Travel insurance.
*The price of less than £24 is based on an InsuraTrip Standard Annual Multi-Trip policy going to Europe 1, for an individual under the age of 39 with no pre-existing medical conditions.
What is Annual Multi Trip Travel Insurance?
If you have been looking at different travel insurance policies, you may have realised Annual Multi-Trip Travel Insurance can also be sometimes known as Annual Travel Insurance.
Unlike a Single Trip Travel Insurance where one policy covers one trip abroad. An Annual Multi-Trip policy can cover an unlimited number of eligible holidays within 12 months (in line with the policy terms and conditions), all for one convenient price!
If you have bought multiple Single Trip Travel Insurance for each trip before, you might find that it was more expensive to cover each trip individually. Having an Annual Multi-Trip Travel Insurance policy can help to save you money.
Plus, you can save your valuable time with an Annual Multi-Trip policy since once you have selected your destination area, completed the medical screening, and added any additional options you need, you have travel insurance cover every time you travel within the next 12 months.
Please note: If there is a change in your medical conditions, you must let us know before you travel.
After you have purchased your cheap annual travel insurance, you can focus on finding what destinations to travel to within the next 12 months.
InsuraTrip Annual Multi Trip Insurance key benefits:
There are 3 levels of cover for you to choose from on InsuraTrip's Annual Multi-Trip Travel Insurance. You should choose the InsuraTrip Annual Travel Insurance that most closely matches your needs.
So you should make sure that the cancellation cover is enough to cover the cost of your holiday or trip in case you have to cancel. Similarly, please make sure that the baggage cover is enough to cover the cost of the things you are taking with you.
The table below will help you understand the features of our InsuraTrip Annual Multi-Trip Travel Insurance policies depending on the level of travel cover that you choose. To view a full summary of the policy cover, please click here.
|Maximum period per trip if aged 59 years or under||22||32*||32*|
|Maximum period per trip if aged 60 to 69 years||22||32**||32**|
|Emergency Medical Expenses||£5m||£10m||£10m|
* The maximum trip durations for travellers aged 59 years or under can be extended up to 45 or 60 days for an additional premium.
** For travellers aged 60 to 69 years, the maximum trip duration can only be extended up to 45 days for an additional premium.
Check you have the cover you need
Our Annual Multi-Trip Travel Insurance policy includes cover for over 100 exciting sports and activities as standard. For more information on which activities, you are already covered as standard with this policy, visit our Sports & Activities List page, or click here to find out.
If you are considering doing sports activities on your holiday, such as skiing or snowboarding, you will need to add Activity Pack 5 to your policy. For more information on which InsuraTrip Activity Packs you need to add to your cheap annual travel insurance for multi-trips to include cover for the activities you may do on our holiday please click here to find out.
Alternatively, if your travel plans include going on a cruise, there is no need for you to get specialist annual multi-trip travel insurance with cruise cover. Here at InsuraTrip, you can add our Cruise Option to your annual multi-trip travel insurance with additional cruise cover.
You can also add Gadget cover to your InsuraTrip Annual Travel Insurance policy, which will protect your gadgets, such as phones or tablets, if they are damaged or lost while abroad.
Each policy option will require the payment of an additional premium to include them on your policy, however, you will benefit from the extended cover that each option provides.
InsuraTrip Annual Multi-Trip Travel Insurance Frequently Asked Questions
The overall period of insurance will be for the 12-month period as shown on the certificate, and our InsuraTrip Annual Travel Insurance policy begins when you leave your home in your home country at the start of your trip. The policy finishes immediately upon your return to your home in your home country for any reason.
For the trip cancellation cover, this cover starts at the time the premium is paid or the date you book your trip whichever is later. Please note: Cancellation cover ends immediately when you leave your home in your home country to start your trip.
The price you pay when purchasing our InsuraTrip Annual Multi-Trip Travel Insurance depends on the level of cover you have chosen and the destination of your holiday.
If you answer yes to this question, it is important you declare your medical conditions when taking out an annual travel insurance policy with InsuraTrip. If you do not declare your pre-existing medical condition, it can make your travel insurance policy invalid when it comes to making a claim.
To declare your pre-existing medical conditions when buying your InsuraTrip Annual travel insurance, you can do it by completing our medical screening process online in the quote process.
However, if you have more serious medical conditions, you may be better off purchasing an annual multi-trip travel insurance policy with our Able2Travel product. Our Able2Travel Travel Insurance product is specifically designed for people with pre-existing medical conditions.
Why Choose InsuraTrip.com
InsuraTrip features a range of great benefits as standard. InsuraTrip also features some great add-ons for you to tailor your policy - meaning you only pay for the additional cover you need.
- Instant Quote and Cover
- 24/7 Emergency Helpline
- Medical Expenses
- Cancellation Cover
- Baggage Cover
- Personal Accident & Liability Cover
- FREE cover for 100+ Sports and Activities
- Options Available including gadgets, cruise and sports cover
- 100s of Medical conditions considered
- Online Policy Documentation
- We don't store credit card details
- + Lots more
Pre-Existing Medical Conditions
This policy does not provide cover for pre-existing medical conditions unless declared to us and accepted by us in writing (an additional premium may be payable).
The good news is Insuratrip can consider 100’s of pre-existing medical conditions when you apply for cover and if accepted by us through our online medical screening system when getting a quote you can be covered by the InsuraTrip policy (an additional premium may be payable).
Please refer to the policy wording to determine what medical conditions and historic medical events need to be declared.
You can declare your Pre-Existing Conditions through our online medical screening facility when getting a quote. Failure to declare all necessary pre-existing conditions could invalidate your policy or mean a claim is later declined.
Please Note - This is a travel insurance policy and not private medical insurance; there is no cover for any medical expenses incurred in private facilities if medically capable public facilities are available.
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist Travel Insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable Travel Insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper Travel Insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.
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Travel Insurance Policy Options
Winter Sports Option
Add the Winter Sports Option to your InsuraTrip Travel Insurance policy to get protection for emergency medical expenses and lost, damaged or stolen ski equipment, unused lift pass through loss or theft, loss of use of ski pass through illness or injury, piste closure and avalanche and landslide closure cover as well as physiotherapy if required upon return to the United Kingdom.