Family Travel Insurance

Great coverage and value for money policies for your family's holiday insurance.

3 Options available including:
Gadget Cover, Winter Sports Option, Cruise Cover...see all

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Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you

Family Travel Insurance

Family Travel Insurance


Are you taking the family for a relaxing beach break? Or perhaps you are heading to Orlando to ride as many rollercoasters as possible?

Here at InsuraTrip, we can offer Family Travel Insurance, where you and your children can get cover under one Travel Insurance policy, rather than everyone having their own individual Travel Insurance policy.

You can make sure that your family is covered by simply selecting either the family or single parent family group in the purchase process, you will then be able to include your children on the policy and focus on creating memories with your family during your trip in the UK, or further afield in Europe or worldwide (depending on the destination area you select).

What is Family Travel Insurance?

Our InsuraTrip Family Holiday Insurance includes cover for 2 adults (or 1 adult for single parent family) and their dependents aged 17 years of age or under. With an InsuraTrip policy a dependent is considered as your children, step-children, or foster children.

Family members named on the policy can also travel independently, i.e. on their own, however, children must be accompanied by a responsible adult.

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What Type of Travel Insurance Policy Can a Family Have?

InsuraTrip Holiday Insurance for families is available as a Single Trip cover for a one-off family holiday whether it is the trip of a lifetime or just a week away in the sun. But what if you are planning to go on more than one family trip in a year? The good news is that InsuraTrip Family Travel Insurance is also available as an Annual Family Travel Insurance Policy too, which may be more appropriate for you as it could save you time and money if you are going on more than one family holiday during the year.

Check You Have the Cover you Need

Cover for over 100 sports and activities is included for free on both Single Trip and Annual Multi-Trip Travel Insurance. To find out which activities you are already covered for with this Family Travel Insurance policy, take a look at our Sports & Activities List.

But, if you are considering doing Skiing or Snowboarding with your family during your holidays, you will need to add Winter Sports Option to your policy to have cover for these activities.

Or, you can also add Gadget cover to your Travel Insurance policy to cover items such as smartphones or tablets that you may be taking with you on holiday.

If you are going on a Cruise with your family, you will need to add our Cruise Cover to your policy as this will provide Cruise specific benefits essential for your trip. Please bear in mind that each option will require payment of an additional premium to include cover on your policy.

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Why Choose InsuraTrip.com

InsuraTrip features a range of great benefits as standard. InsuraTrip also features some great add-ons for you to tailor your policy - meaning you only pay for the additional cover you need.

  • Instant Quote and Cover
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports and Activities
  • Options Available including gadgets, winter sports and more...
  • 100s of Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
  • + Lots more
Pre-Existing Medical Conditions

This policy does not provide cover for pre-existing medical conditions unless declared to us and accepted by us in writing (an additional premium may be payable).

The good news is Insuratrip can consider 100’s of pre-existing medical conditions when you apply for cover and if accepted by us through our online medical screening system when getting a quote you can be covered by the InsuraTrip policy (an additional premium may be payable).

Please refer to the policy wording to determine what medical conditions and historic medical events need to be declared.

You can declare your Pre-Existing Conditions through our online medical screening facility when getting a quote. Failure to declare all necessary pre-existing conditions could invalidate your policy or mean a claim is later declined.

Please Note - This is a travel insurance policy and not private medical insurance; there is no cover for any medical expenses incurred in private facilities if medically capable public facilities are available.

Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist Travel Insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable Travel Insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper Travel Insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.


How do I get a Quote for Family Travel Insurance?

It’s quick and easy to get an InsuraTrip Family Travel Insurance quote.

Just click the ‘Get A Quote’ button to get an online quote for Family Travel Insurance.

Travel Insurance Policy Options

Gadget Cover
Gadget Cover

Add the Gadget Cover Option to your InsuraTrip Travel Insurance policy to cover a number of gadgets including Mobile Phones, Smart Phones, iPads, Tablets, Cameras, Smart Watches, and Laptops.

Winter Sports Option
Winter Sports Option

Add the Winter Sports Option to your InsuraTrip Travel Insurance policy to get protection for emergency medical expenses and lost, damaged or stolen ski equipment, unused lift pass through loss or theft, loss of use of ski pass through illness or injury, piste closure and avalanche and landslide closure cover as well as physiotherapy if required upon return to the United Kingdom.

Cruise Cover
Cruise Cover

Add the Cruise Cover Option to your InsuraTrip Travel Insurance policy to cover your cruise holiday to get cover for cruise interruption, missed port departure, cabin confinement, lost, damaged or stolen formal cruise attire and unused pre-booked excursions.

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