No Frills Travel Insurance That Doesn't Skimp on Cover

Great coverage and value for money policies for your family's holiday insurance.

3 Options available including:
Winter Sports Option, Cruise Cover, Sports Cover Option...see all

QUOTE Policy Wording
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Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you

Family Travel Insurance

No Frills Travel Insurance That Doesn't Skimp on Cover

Are you taking the family for a relaxing beach break? Or perhaps you're heading to Orlando to ride as many rollercoasters as possible? Doing any of these things would make it sensible to get a travel insurance policy to cover your whole family!

Here at InsuraTrip, we can offer Family Travel Insurance, where you and your children can be covered by one policy. Our Family Holiday Insurance policies are an affordable way for your family to get financial protection you may need, as you no longer need to get individual policies for each family member.

To include your family members on your InsuraTrip policy, simply select “family” and input their details in the purchase process. Don't delay, click the ‘Get a Quote’ button to purchase your InsuraTrip Family Holiday Insurance.

You can then focus on creating memories with your family during your trip in the UK, or further afield in Europe or worldwide (depending on the destination area you select).


What is Family Travel Insurance?

Our InsuraTrip Family Holiday Insurance includes cover for 2 adults (or 1 adult for a single-parent family) and their dependents aged 17 years of age or under. With an InsuraTrip policy a “dependent” is considered as your children, step-children, foster children and adopted children or children currently in the adoption process.

However, are you wondering does family travel insurance covers individuals to travel alone? The short answer to this question is a yes, on an InsuraTrip Super Annual Multi-Trip policy.

With an InsuraTrip Super Annual Multi-Trip policy, adult family members named on the policy can travel on their own. However, for children who want to travel independently and still want to have cover under our InsuraTrip policy, the following requirements must be met:

  • accompanied by at least one adult aged 18 or over
  • have the full knowledge and consent of the insured parent or guardian


Know Your InsuraTrip Travel Insurance Areas!

When buying your family travel insurance, it's important that you select the correct area to ensure your policy has the correct cover in place. For example, with an InsuraTrip policy, if you are travelling to France, you will select “Europe 1”, but if your holiday is in Greece, instead you will need to select “Europe 2”.

To find out what area your holiday destination is under, you can refer to our InsuraTrip Policy Wording, or you can find the full list of the destinations under which specific area here.

What COVID Cover is Available on InsuraTrip Travel Insurance?

All our InsuraTrip Travel Insurance policies include Coronavirus (COVID-19) cover at no additional cost. However, our policy will ONLY provide cover for claims directly or indirectly related to a pandemic and/or epidemic, including but not limited to Coronavirus (Covid-19) within the following sections:

  • Section A – Trip Cancellation
  • Section B – Trip Interruption
  • Section C – Travel Delay
  • Section F – Emergency Medical Cover/Dental Cover Abroad
  • Section G - Emergency Transport

You can find full details of what is and isn't covered in relation to Coronavirus within the policy wording.

Click the “Get a Quote” button to get InsuraTrip travel insurance with COVID cover to protect your holiday.


What Type of Travel Insurance Policy Can a Family Have?

For families that are going on a one-off family holiday, whether it is the trip of a lifetime or just a week away in the sun, you can get InsuraTrip single trip family travel insurance to Europe or other popular family destinations.

If you're planning to go on more than one family trip in a year, for example, a holiday during the Christmas Break, and another in the Summer Holidays, you may find it can become more expensive to get family travel insurance for each single trip holiday.

For this circumstance, our InsuraTrip Family Multi-Trip Travel Insurance policy may be more appropriate for you. Not only you can save money, but our cheap annual family travel insurance can also save you valuable time, as you won’t have to shop around each time you want to travel.

Click the ‘Get a Quote’ button now to get your single or annual family holiday insurance from InsuraTrip


Check You Have the Cover you Need

Our Family Holiday Insurance policy can cover over 100 exciting sports and activities as standard. For more information on which activities you are covered as standard under our InsuraTrip Family Travel Insurance policy, visit our Sports & Activities List page.

If you are considering doing sports activities on your holiday, you will need to add the correct Activity Packs to your policy. For example, if you are planning to skiing or snowboarding, you will need to add Activity Pack 5 to your policy.

Alternatively, if your holiday plans include swimming with dolphins, this activity will be covered under Activity Pack 1. However, to have cover related to this activity, in case you miss it for an insured reason, you will need to add our Sports Cover Option to your family travel insurance policy.

For more information on which InsuraTrip Activity Packs to add to your cheap travel insurance for families to include cover for the activities you may do on your family holiday please click here to find out. 

InsuraTrip Family Trip Travel Insurance also gives you the ability to customise your Holiday Insurance policy with additional add-ons such as Cruise Cover! To add our options to your family trip travel insurance policy, select the option you need in the quote process and pay the appropriate additional premium.




Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist Travel Insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable Travel Insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper Travel Insurance directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.

Why Choose

InsuraTrip features a range of great benefits as standard. InsuraTrip also features some great add-ons for you to tailor your policy - meaning you only pay for the additional cover you need.

  • Instant Quote and Cover
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports and Activities
  • Options Available including cruise, winter sports and more...
  • 100s of Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
  • + Lots more
Pre-Existing Medical Conditions

This policy does not provide cover for pre-existing medical conditions unless declared to us and accepted by us in writing (an additional premium may be payable).

The good news is InsuraTrip can consider 100’s of pre-existing medical conditions when you apply for cover and if accepted by us through our online medical screening system when getting a quote you can be covered by the InsuraTrip policy (an additional premium may be payable).

Please refer to the policy wording to determine what medical conditions and historic medical events need to be declared.

You can declare your Pre-Existing Conditions through our online medical screening facility when getting a quote. Failure to declare all necessary pre-existing conditions could invalidate your policy or mean a claim is later declined.

Please Note - This is a travel insurance policy and not private medical insurance; there is no cover for any medical expenses incurred in private facilities if medically capable public facilities are available.

How do I get a Quote for No Frills Travel Insurance That Doesn't Skimp on Cover?

It’s quick and easy to get a No Frills Travel Insurance That Doesn't Skimp on Cover quote.

Just click the ‘Get A Quote’ button to get an online quote for No Frills Travel Insurance That Doesn't Skimp on Cover.

Travel Insurance Policy Options

Sports Cover Option
Sports Cover Option

For additional cover when taking part in one of our 100+ sports included as standard, be sure to take out sports cover for further peace of mind on your trip.

Winter Sports Option
Winter Sports Option

Add the Winter Sports Option to your InsuraTrip Travel Insurance policy to get protection for emergency medical expenses and lost, damaged or stolen ski equipment, unused lift pass through loss or theft, loss of use of ski pass through illness or injury, piste closure and avalanche and landslide closure cover as well as physiotherapy if required upon return to the United Kingdom.

Cruise Cover
Cruise Cover

Add the Cruise Cover Option to your InsuraTrip Travel Insurance policy to cover your cruise holiday to get cover for cruise interruption, missed port departure, cabin confinement, lost, damaged or stolen formal cruise attire and unused pre-booked excursions.