Know Your Areas Know which area of cover you need for your policy

Areas of Validity

Below is an outline of the countries you are covered to travel to on InsuraTrip Policies.


England, Scotland, Wales, Northern Ireland, and the Isle of Man.

Europe 1

Albania, Andorra, Austria, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Channel Islands (Guernsey, Jersey, Alderney and Sark), Corsica, Croatia, Czech Republic, Denmark (inc. Faroe Islands), Estonia, Finland, France, Germany, Gibraltar, Holland (Netherlands), Hungary, Italy, Kosovo, Latvia, Lithuania, Luxembourg, Moldova, Monaco, Montenegro, North Macedonia, Poland, Portugal (inc. Azores), Republic of Ireland, Romania, San Marino, Sardinia, Serbia, Slovakia, Slovenia, Sweden, Switzerland, Ukraine, Vatican City.

Europe 2

Those countries listed above in ‘EUROPE 1’ and including: Iceland, Liechtenstein, Madeira, Malta, Norway and Spain (including Balearic and Canary Islands).

Europe 3

Those countries listed above in ‘EUROPE 1’ and ‘EUROPE 2’ and including: Cyprus, Greece (including Greek Islands) and Russia (West of Urals).

Europe 4

Those countries listed above in ‘EUROPE 1’, ‘EUROPE 2’ and 'EUROPE 3' and including: Turkey.

Worldwide Excluding North America

Anywhere in the world excluding the United States of America, Canada, the Caribbean and Mexico.

Worldwide Including North America

Anywhere in the world.


For those taking out a Single Trip Policy Only, Please Note: A stopover of up to a maximum of 10 hours is allowed in Worldwide Including North America territories if travelling to Worldwide Excluding North America countries.