European Holiday Home Insurance

Get great value for money European Holiday Home Insurance today with InsuraHome!

Quote Policy Wording
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European Holiday Home Insurance

European Holiday Home Insurance


Our European Holiday Home Insurance policy has been carefully designed for individuals living in the UK who own a second home or holiday home in France, Spain, Italy, Portugal or The Republic of Ireland.

Our policies can be adjusted to meet your needs, with ability to provide cover for both buildings and contents, whilst automatically including Legal Expenses cover. With a case-by-case approach, InsuraHome European Holiday Home Insurance can provide your retreat with the protection you require.

Our overseas holiday home insurance is there to provide you with peace of mind that your second property is protected even when you are not there! To request a quote for InsuraHome’s European Holiday Home Insurance, simply click the button below today!

Click Here to Request a Quote >>>

Or speak to an InsuraHome European Holiday Home specialist by calling +44 (0) 1483 806 815

Looking for something specific?

Click Here for Overseas Property Insurance Click Here for Spanish Holiday Home Insurance

Click Here for France Holiday Home Insurance Click Here for Holiday Home Insurance in Portugal

Click Here for Holiday Home Insurance in Ireland

European Holiday Home Insurance cover is Available for:

  • Policy applies to short term holiday lettings or;
  • Properties used for own use, or friends & family.
  • Policy applicable to properties owned by UK residents situated in France, Spain, Italy, Portugal and The Republic of Ireland.

Cover for A Number of Perils is included as standard, such as damage caused by:

  • Fire, lightning, explosion or earthquake.
  • Storm, flood or weight of snow.
  • Collision by any vehicle or animal.
  • Theft or attempted theft.
  • Falling trees, telegraph poles or lamp-posts.
  • Escape of water from frost or frost damage to fixed water tanks, apparatus and pipes.
  • And more!

Click Here to Request a Quote >>>

Or speak to an InsuraHome European Holiday Home specialist by calling +44 (0) 1483 806 815

Main Features of European Holiday Home Cover

The following limits are provided automatically unless a higher limit is requested. To view the full list of cover available, please refer to the Policy Wording.

Buildings Insurance

Cover Limit (£)
Accidental Damage to Fixtures & Fittings Automatically Included
Loss of Rent / Alternative Accommodation 25% of buildings / 24 months
Trace and access Up to £5,000
Replacement Locks Up to £5,000
Theft/Attempted theft by guests/tenants Up to £10,000 any one claim

Contents Insurance

Cover Limit (£)
Accidental Damage to electronic equipment Automatically Included
Guests & Visitors personal effects Up to £1,000 any one claim
Loss of metered water or oil Up to £2,500
Replacement Locks Up to £5,000
Domestic freezer cover Up to £500

Legal Expenses Insurance

Cover Limit (£)
Legal Expenses Automatically Included

Liability Insurance

Cover Limit (£)
Accidents to Domestic Staff £10,000,000
Legal Liability to the Public £5,000,000
Contact us

If you wish to speak to one of our InsuraHome European Holiday Home Insurance specialists:
Call: +44 (0) 1483 806 815
Email: info@insurahome.co.uk
(Open 9.00am-5.30pm, Monday-Friday, excluding English Public Holidays).

For Claims information, please click here

Click Here to Request a Quote >>>

Or speak to an InsuraHome European Holiday Home specialist by calling +44 (0) 1483 806 815

Why Choose InsuraHome Insurance

InsuraHome features a range of great benefits as standard. InsuraHome also features some great add-ons for you to tailor your policy and so you only pay for the additional cover you need.

  • Loss or Damage caused by Fire, Smoke, Explosion, Lightning or Earthquake
  • Loss or Damage caused by Storm, Hail or Weight of Snow
  • Loss or Damage caused by Flood
  • Loss or Damage caused by the escape of water
  • Cover for Theft or Attempted Theft
  • Facility to transfer any no claims history from a previous insurer
  • A choice of policy excess – £100, £250, £500 or £1,000
  • Covers the cost of alternative accommodation if your property is left uninhabitable due to an insured event
  • Cover in case of Subsidence, Heave or Landslip is available
  • Accidental Damage cover is available
  • Online Policy Documentation
  • We don't store credit card details
  • + Lots more
More InsuraHome Details

Here at InsuraHome, we aim to provide cover when other Home Insurers say no!

What's more, we can provide Home Insurance for Home's that do not fall into the criteria to be termed a 'Standard Household'. So whether it's a Holiday Home in Europe, a property that has a non-standard construction type, or you have challenging personal circumstances, we can offer policies to you.

We review each and every application on a personal, case by case basis, customising your specialist Home Insurance to meet your individual needs! Our highly trained Home Insurance specialists will provide you with a fast, friendly, and professional service at competitive pricing.

Please Note - When purchasing Home Insurance you will be required to provide the rebuild cost of your home to the insurers. If you are unsure of your rebuild cost, please either request a rebuild cost assessment from a chartered surveyor or use the Rebuild Cost Calculator below

Rebuild Cost Calculator

House Rebuild Costs

When taking out Home Insurance, you are insuring your house for the cost of rebuilding it to the same standard as it is now, you are not insuring it for its value on the open market. When quoting you for a Home Insurance policy we will ask you for the rebuild cost of your home.

If you are not sure how much it would cost to rebuild your home then you can either have a rebuild cost assessment carried out by a Chartered Surveyor (which some insurers prefer) or you can use the house rebuild cost calculator below.

Rebuild Cost Calculator

How do I get a Quote for European Holiday Home Insurance?

It’s quick and easy to get an InsuraTrip European Holiday Home Insurance quote.

Just click the ‘Get A Quote’ button to get an online quote for European Holiday Home Insurance.

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