InsuraHome Home Insurance with a CCJ (County Court Judgment)

Get great value for money Home Insurance with a CCJ today with InsuraHome!

Quote Policy Wording
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Home Insurance with a CCJ

InsuraHome Home Insurance with a CCJ (County Court Judgment)


If you or anyone in your household has had a County Court Judgement (CCJ) made against them then you may be struggling to get home insurance as many standard home insurance providers could refuse to give you quote.

Here at InsuraHome we do not discriminate. Therefore, you can rest assured that you can get a quote from us for home insurance with a CCJ regardless of you financial history. All we need to know is whether you or anyone in your household has had a CCJ made against them within the last 25 years.

Our home insurance specialists provide a judgement free, discreet and professional service to make getting home insurance easier for people with CCJ’s against them. Our CCJ home insurance policies can be adjusted to meet your needs, with ability to provide cover for both buildings and contents, with the option to include Legal Expenses cover. With a tailor-made case-by-case approach, InsuraHome Home Insurance can provide you and your property with the protection required.

Why is it Hard to get Home Insurance with a CCJ?

If you have been taken to court by someone or an organisation that you owe a debt to and you have failed to respond, the court is likely to issue a CCJ or County Court Judgement against you. This means that the court dealing with the case has ruled that you do in fact owe the money in question. The court will then issue a judgment ordering you to pay the debt determining how and when you must repay it.

This means for some home insurance brokers you are deemed a high risk proposer due to your past financial history and therefore they will not cover you and therefore your property.

Here at InsuraHome we believe that everyone should be able to have access to adequate home insurance regardless of their past financial history. So click the button below and fill out our short online application form and get a quote for InsuraHome Home Insurance with a CCJ.

Click Here to Request a Quote >>>

Or speak to an InsuraHome CCJ Home Insurance Specialist by calling +44 (0) 1483 806 815

InsuraHome CCJ Home Insurance is Available For:

  • People who have been declined, rejected or cancelled by insurers elsewhere due to personal circumstances, such as having been previously declared bankrupt, bad credit or having previously made multiple claims.
  • Residential properties with irregular occupancy.
  • Occupied residential homes.
  • Properties situated in England, Wales, Scotland, Northern Ireland, The Isle of Man and The Channel Islands.

Please Note: We do not provide cover for thatched roofs at this time.

InsuraHome CCJ Home Insurance – Provides Cover for A Number of Perils is included, such as damage caused by:

  • Fire, lightning, explosion or earthquake
  • Aircraft and other flying devices or items dropped from them
  • Storm, flood or weight of snow
  • Escape of oil from a fixed domestic oil-fired heating installation or smoke damage caused by a fault in any fixed domestic heating installation
  • Subsidence or heave of the site on which the buildings stand or landslip
  • Accidental Damage to Fixtures and Fittings
  • Accidental Damage to Services
  • Professional Fees & Expenses
  • Theft or attempted theft
  • Falling trees, telegraph poles and lamp-posts
  • Sale of Property
  • Replacement Locks
  • Unauthorised use of Electricity, Gas or Water
  • Escape of water from frost or frost damage to fixed water tanks, apparatus and pipes.
  • And more!

Click Here to Request a Quote >>>

Or speak to an InsuraHome CCJ Home Insurance Specialist by calling +44 (0) 1483 806 815

Main Features of InsuraHome Home Insurance with a CCJ

The following limits are provided automatically unless a higher limit is requested. To view the full list of cover available, please refer to the Policy Wording.

Buildings Insurance Summary of Cover – InsuraHome Home Insurance with a CCJ

Cover Limit (£)
Accidental Damage Optional
Garden, plants and shrubs Up to £2,500
Loss of Rent / Alternative Accommodation 25% of buildings / 24 months
Replacement Locks Up to £5,000
Trace and access Up to £5,000

Contents Insurance Summary of Cover InsuraHome Home Insurance with a CCJ

Cover Limit (£)
Accidental Damage Optional
Contents of outbuildings Up to £5,000
Contents in the open Up to £1,000
Home business contents Up to £5,000
Loss of metered water/oil Up to £5,000
Temporary increases Up to £5,000 (£1,000 per item)
Electronic data Up to £2,500

Valuable and Personal Possessions Insurance – InsuraHome Home Insurance with a CCJ

Cover Limit (£)
Accidental Damage/Loss Optional
Valuables and personal possessions Optional - Single Article limit of £2,500 unless otherwise stated on the schedule.

Liability Insurance – InsuraHome Home Insurance with a CCJ

Cover Limit (£)
Accidents to Domestic Staff £10,000,000
Legal Liability to the Public £5,000,000

 

Click Here to Request a Quote >>>

Or speak to an InsuraHome CCJ Home Insurance Specialist by calling +44 (0) 1483 806 815

Frequently Asked Questions from people looking for Home insurance with a CCJ – FAQs

Does CCJ affect home insurance?

Having a CCJ or County Court Judgement against you and therefore being on The Register of Judgements, Order and Fines may make it more difficult to get home insurance from some insurers as these individuals are believed to be of higher risk. However, that doesn’t mean that you can’t get home insurance at all. At InsuraHome we provide a non-judgemental home insurance for people with CCJs so that you can get home insurance just like everyone else.

Why has my home insurance claim been rejected? Is it because I have a CCJ against me?

There are many reasons as to why your home insurance claims may have been rejected and without understanding the terms of your policy it is difficult to know why. One reason however may be because you have a CCJ against you and this may be against the terms of your existing standard home insurance policy.

Contact InsuraHome CCJ Home Insurance

If you wish to speak to one of our CCJ Home Insurance Specialists:
Call: +44 (0) 1483 806 815
Email: info@insurahome.co.uk
(Open 9.00am-5.30pm, Monday-Friday, excluding English Public Holidays).

For Claims information, please click here

How do I get an InsuraHome Home Insurance Quote for People with a CCJ?

At InsuraHome Home Insurance we aim to provide you with a first class customer service experience to ensure you are getting the protection you require.

To get an InsuraHome CCJ Home Insurance quote click any of the ‘request a quote’ buttons on this page and fill out our short online application form.

Click Here to Request a Quote >>>

If you would like some assistance when completing your application form do not hesitate to call our InsuraHome CCJ Home Insurance specialists on +44 (0) 1483 806 815

Why Choose InsuraHome Insurance

InsuraHome features a range of great benefits as standard. InsuraHome also features some great add-ons for you to tailor your policy and so you only pay for the additional cover you need.

  • Loss or Damage caused by Fire, Smoke, Explosion, Lightning or Earthquake
  • Loss or Damage caused by Storm, Hail or Weight of Snow
  • Loss or Damage caused by Flood
  • Loss or Damage caused by the escape of water
  • Cover for Theft or Attempted Theft
  • Facility to transfer any no claims history from a previous insurer
  • A choice of policy excess – £100, £250, £500 or £1,000
  • Covers the cost of alternative accommodation if your property is left uninhabitable due to an insured event
  • Cover in case of Subsidence, Heave or Landslip is available
  • Accidental Damage cover is available
  • Online Policy Documentation
  • We don't store credit card details
  • + Lots more
More InsuraHome Details

Here at InsuraHome, we aim to provide cover when other Home Insurers say no!

What's more, we can provide Home Insurance for Home's that do not fall into the criteria to be termed a 'Standard Household'. So whether it's a Holiday Home in Europe, a property that has a non-standard construction type, or you have challenging personal circumstances, we can offer policies to you.

We review each and every application on a personal, case by case basis, customising your specialist Home Insurance to meet your individual needs! Our highly trained Home Insurance specialists will provide you with a fast, friendly, and professional service at competitive pricing.

Please Note - When purchasing Home Insurance you will be required to provide the rebuild cost of your home to the insurers. If you are unsure of your rebuild cost, please either request a rebuild cost assessment from a chartered surveyor or use the Rebuild Cost Calculator below

Rebuild Cost Calculator

House Rebuild Costs

When taking out Home Insurance, you are insuring your house for the cost of rebuilding it to the same standard as it is now, you are not insuring it for its value on the open market. When quoting you for a Home Insurance policy we will ask you for the rebuild cost of your home.

If you are not sure how much it would cost to rebuild your home then you can either have a rebuild cost assessment carried out by a Chartered Surveyor (which some insurers prefer) or you can use the house rebuild cost calculator below.

Rebuild Cost Calculator

How do I get a Quote for InsuraHome Home Insurance with a CCJ (County Court Judgment)?

It’s quick and easy to get an InsuraTrip InsuraHome Home Insurance with a CCJ (County Court Judgment) quote.

Just click the ‘Get A Quote’ button to get an online quote for InsuraHome Home Insurance with a CCJ (County Court Judgment).

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