Non UK Resident Travel Insurance

Non UK Resident Travel Insurance

For EEA residents and those who have already travelled

InsuraTrip Travel Insurance is only available to you if you are a resident of the United Kingdom or Channel Islands and if you have not yet departed on your trip. This means you need to be a resident of England, Wales, Scotland, Northern Island, the Isle of Man or the Channel Islands. Please see the InsuraTrip policy wording for more details.

However, if you have already departed on your trip or you live in one of the following EEA countries; Belgium, Cyprus, France, Germany, Italy, Malta, The Netherlands, Poland, Portugal, Republic of Ireland or Spain, then we can still offer you an alternative, great value Travel Insurance arranged our sister brand, Voyager Plus Travel Insurance, by Voyager Insurance Services, who can provide Travel Insurance for EEA residents of the countries mentioned above.

Voyager Plus's EU and EEA resident Travel Insurance can provide ideal cover for you if:

  • You are a resident of the EEA (as defined) and require Travel Insurance before you depart
  • You are a resident of the UK or EEA (as defined), have already departed on your travels and are yet to purchase Travel Insurance (this includes UK residents)



EU Resident Travel Insurance Benefits Summary As Standard:


Benefits Schedule Limits
Cancellation or Curtailment Up to £10,000
Emergency Medical Expenses Up to £10,000,000
Personal Accident Up to £35,000
Missed Departure & Journey Disruption Up to £1,000
Baggage Overall Limit Up to £3,500


Don’t forget other great benefits such as:

  • Kids “Go Free” on family Single Trip policies
  • Over 100+ Sporting Activities covered free, with options available to add cover for many more
  • Simplified approach to medical screening with online screening available
  • Holiday financial protection for 
  • A range of Optional Extra covers available, such as Cruise Plus Option, Gadget Cover Option, to customise your policy to meet your needs (these are listed below).

Optional Add-On Covers Available For EU Resident Travel Insurance

  • Action Activities Cover - You can upgrade to include more adventurous activities and sports such as glacier walking (over 2000m), white water canoeing/rafting (up to grade 4) and more.
  • Business Plus Insurance Option – Business travel is covered as standard, but this option extends existing cover for business-specific exposures such as business equipment or replacement staff
  • Cruise Plus - Going on a cruise? Make sure you add our Cruise Insurance option to your Voyager Plus Travel Insurance policy so that you are covered on your cruise.
  • Enhanced Travel or Terrorism Disruption Cover – Extend the duration of your cover in your destination if you are taking a one way trip
  • Golf Insurance Option – Extend your insurance to cover certain golfing essentials
  • Winter Sports Option – Winter Sports Cover will provide protection for lost, damaged or stolen ski equipment, unused, lost or stolen ski packs and piste closure as well as extended cover for Emergency Medical Expenses for costs associated with winter sports activities.
  • Sports Equipment and Cycle Insurance Cover – Perfect if you are planning to hire or take sports equipment or a bicycle with you on your trip.
  • Gadget Insurance Option - Get cover for up to 4 gadgets per policy including, mobile phones, smart phones, smart watches, tablets, laptops, games consoles, headphones and much more!


How can I apply for Non-UK Resident Travel Insurance with Voyager Insurance Services?

If you are a resident in any of the following countries, then we can provide Travel Insurance for you:

Belgium, Cyprus, France, Germany, Italy, Malta, The Netherlands, Poland, Portugal, Republic of Ireland or Spain.

Please note: ‘Resident’ is defined in the Voyager Travel Insurance policy wording as meaning ‘a person who permanently resides in an eligible UK country or eligible EEA country and is registered with a medical practitioner in their home country’.




Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist Travel Insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable Travel Insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper Travel Insurance directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.