Cruise Travel Insurance

Going on a cruise holiday is a dream come true for many people, but where can you get travel insurance for a cruise holiday? If your holiday plans include going on a cruise, it’s never been more important to get Travel Insurance for a cruise holiday!

Here at InsuraTrip, you can get a travel insurance with optional cruise cover, to ensure you have the cover to meet your needs while you are on your cruise.

Why do I need Cruise Travel Insurance?

Going on a cruise is increasingly becoming a popular choice for making your holiday unforgettable. Since you can visit multiple countries whilst experiencing a 5-star service all in one place, it’s a great way of having a relaxing, stress-free holiday.

If you are going on a cruise, the good news is that cruises are covered as standard on InsuraTrip. However, the InsuraTrip Cruise Insurance covers more than just medical expenses in case you unfortunately fall ill while onboard the cruise ship. The Cruise Cover Option allows you to further enhance the cover on your policy.

By selecting this option, you will also benefit from low or high-water cover (river cruise only). This will provide you with cover for additional expenses that you incur for land-based alternative accommodations or changing to an alternative cruise ship to reach your final destination, due to insufficient or excess water levels. Please note: this cover only applies to river cruises, so check Section O in the policy wording for more information!

Similarly, our Cruise option includes cover for cabin confinement, due to sustaining an injury or contracting an illness during your journey, and you are confined to your cabin by a doctor on board.

These incidents are something that you do not want to experience and could quickly turn your dream cruise holiday into a nightmare.

If you are worried about the potential financial costs of your cruise missing a scheduled port of call or the cruise has arranged an alternative port of call, you can add this Cruise Travel Insurance Cover quickly and easily to your policy by selecting the Cruise Cover option in the quote process.

Click the ‘Get a Quote’ button now to find out how little it costs to protect your dream cruise holiday while you travel with our cheap cruise travel insurance.

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InsuraTrip Cruise Travel Insurance Key Policy Benefits

Our InsuraTrip Cruise Cover Option is available to add to your single trip travel insurance policies, and annual multi trip travel insurance!

Below is a sample of the Travel Insurance for Cruises benefits schedule:

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Are you a traveller who has pre-existing medical conditions?

If you answer yes to the question above, it is important you declare your medical conditions when taking out a cruise travel insurance policy at InsuraTrip. If you do not declare your pre-existing medical condition, it can make your travel insurance policy invalid when it comes to making a claim.

To declare your pre-existing health conditions for your travel insurance policy, you can do it by completing our medical screening process online.

Travel often?

If you are planning on going on more than one trip in the next year, you may find that you benefit from InsuraTrip’s Annual Multi-Trip Travel insurance with cruise cover which could save you time and money. Take a look at our Annual Multi-trip Policy page for more information.

Please Note: There is a limit on the trip duration for Annual Multi-Trip policies on InsuraTrip holiday insurance policy depending on the level of cover you choose: 22 days on the Standard Annual Multi-Trip, 32 days on the Extra and Super Annual Multi-Trip.

Additionally, for our Single Trip InsuraTrip policies there is also a limit on duration depending on your age: 90 days for those aged 54 years or under, 60 days for those aged 55 to 59 years and 45 days for those aged 60 to 69 years. This can be found in the InsuraTrip Travel Insurance policy wording.

Our policies are available for individuals aged up to 69 years, but if you are aged over 69, there is no need to worry, as our sister brand, Able2Travel can offer coverage for individuals that are beyond the age of 69. Please visit Able2Travel to find out more.

Other Policy Options Available?

If you are planning to bring your smartphones or tablets to record your special moments on your holiday, then you may want to add Gadget cover to your Travel Insurance policy. Gadget cover will protect items such as smartphones or tablets that you may be taking with you on holiday. However, this will require payment of an additional premium to include this cover on your policy.