Cruise Travel Insurance

Offering value for money Single Trip & Annual Travel Cruise cover!

2 Options available including:
Gadget Cover, Winter Sports Option...see all

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Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you

Cruise Travel Insurance

Cruise Travel Insurance


Does your holiday include going on a cruise? It’s never been more important to get Travel Insurance with optional cruise cover!

Why do I need Cruise Travel Insurance?

Going on a cruise is increasingly becoming a popular choice for making your holiday unforgettable. Since you can visit multiple countries whilst experiencing a 5-star service all in one place, it’s a great way of having a relaxing, stress-free holiday.

If you are going on a cruise, you will need to add the Cruise Option to your InsuraTrip Travel Insurance policy to have cover. However, the InsuraTrip Cruise Insurance covers more than just medical expenses in case you unfortunately fall ill while onboard the cruise ship.

By selecting this option, you will also benefit from Cruise Interruption cover. This will provide you with cover for additional travel expenses that you incur trying to re-join your Cruise at the next port or at its final destination after your temporary illness that required treatment on land, or in case you lose your passport after your international departure but before you join your cruise. Check section M1 in the policy wording for more information!

Similarly, our Cruise option includes cover in case your journey to get to your international departure point for the cruise was interrupted by your vehicle breaking down, which caused you to miss your cruise departure. These incidents are something that you do not want to experience and could quickly turn your dream cruise holiday into a nightmare.

If you are worried about the potential financial costs of missing your cruise departure and having to re-join your cruise or any of the other elements covered by InsuraTrip’s Cruise Insurance, you can add this Cruise Travel Insurance Cover quickly and easily to your policy by selecting the Cruise Cover option in the quote process.

Click the ‘Get a Quote’ button now to find out how little it costs to protect your dream cruise holiday while you travel.

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InsuraTrip Cruise Travel Insurance Key Policy Benefits

The InsuraTrip Cruise Cover is available on both Single Trip Travel Insurance and Annual Travel Insurance policies.

Below is a sample of the Travel Insurance for Cruises benefits schedule:

  Standard Extra Super
Cruise Interruption | Nil Excess Applies £500 £500 £500

Missed Port Departure (amount per port)

Nil Excess Applies

£250

(£50)

£500

(£100)

£500

(£100)

Cabin Confinement (amount per port)

Nil Excess Applies

£1,000

(£50)

£1,000

(£100)

£1,000

(£100)

Formal Cruise Attire | Nil Excess Applies

Amount per item, pair or set

Limit in an unattended motor vehicle

£1,000

£500

£250

£1,000

£500

£250

£1,000

£500

£250

Unused pre-booked excursions £500 £500 £500

If you have pre-existing medical conditions you may need to screen them and pay an additional premium in order to have cover under medical expenses for them.

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Travel often?

If you are planning on going on more than one trip in the next year, you may find that you benefit from InsuraTrip’s Annual Multi-Trip Policy which could save you time and money. Take a look at our Annual Multi-trip Policy page for more information.

Please Note: There is a limit on the trip duration for Annual Multi-Trip policies on InsuraTrip holiday insurance policy depending on the level of cover you choose: 22 days on the Standard Annual Multi-Trip, 32 days on the Extra and Super Annual Multi-Trip. On Single Trip InsuraTrip policies there is also a limit on duration depending on your age: 90 days for those aged 18-54, 60 days for those aged 55-59 and 45 days for those aged 60-69. This can be found in the InsuraTrip Travel Insurance policy wording.

Our policies are available for individuals aged up to 69 years, but if you are aged over 69, there is no need to worry, as our sister brand, Able2Travel can offer coverage for individuals that are beyond the age of 69. Please visit Able2Travel to find out more.

Other Policy Options Available?

If you are planning to bring your smartphones or tablets to record your special moments on your holiday, then you may want to add Gadget cover to your Travel Insurance policy. Gadget cover will protect items such as smartphones or tablets that you may be taking with you on holiday. However, this will require payment of an additional premium to include this cover on your policy.

 

Why Choose InsuraTrip.com

InsuraTrip features a range of great benefits as standard. InsuraTrip also features some great add-ons for you to tailor your policy - meaning you only pay for the additional cover you need.

  • Instant Quote and Cover
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports and Activities
  • Options Available including gadgets, winter sports and more...
  • 100s of Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
  • + Lots more
Pre-Existing Medical Conditions

This policy does not provide cover for pre-existing medical conditions unless declared to us and accepted by us in writing (an additional premium may be payable).

The good news is Insuratrip can consider 100’s of pre-existing medical conditions when you apply for cover and if accepted by us through our online medical screening system when getting a quote you can be covered by the InsuraTrip policy (an additional premium may be payable).

Please refer to the policy wording to determine what medical conditions and historic medical events need to be declared.

You can declare your Pre-Existing Conditions through our online medical screening facility when getting a quote. Failure to declare all necessary pre-existing conditions could invalidate your policy or mean a claim is later declined.

Please Note - This is a travel insurance policy and not private medical insurance; there is no cover for any medical expenses incurred in private facilities if medically capable public facilities are available.

Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist Travel Insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable Travel Insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper Travel Insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.


How do I get a Quote for Cruise Travel Insurance?

It’s quick and easy to get an InsuraTrip Cruise Travel Insurance quote.

Just click the ‘Get A Quote’ button to get an online quote for Cruise Travel Insurance.

Travel Insurance Policy Options

Gadget Cover
Gadget Cover

Add the Gadget Cover Option to your InsuraTrip Travel Insurance policy to cover a number of gadgets including Mobile Phones, Smart Phones, iPads, Tablets, Cameras, Smart Watches, and Laptops.

Winter Sports Option
Winter Sports Option

Add the Winter Sports Option to your InsuraTrip Travel Insurance policy to get protection for emergency medical expenses and lost, damaged or stolen ski equipment, unused lift pass through loss or theft, loss of use of ski pass through illness or injury, piste closure and avalanche and landslide closure cover as well as physiotherapy if required upon return to the United Kingdom.

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