No Frills Travel Insurance That Doesn't Skimp on Cover

Great cover for those looking for high quality, cheap holiday insurance for over 65s.

3 Options available including:
Winter Sports Option, Cruise Cover, Sports Cover Option...see all

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Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you

Over 65s Travel Insurance

No Frills Travel Insurance That Doesn't Skimp on Cover

Are you looking for cheap travel insurance for over 65s to protect your holiday?

If you’re aged over 65, the world may well be your oyster, so why not go on the holiday you have always dreamed of? While there is no shortage of exciting destinations you can visit around the world, sometimes it can be difficult to find the appropriate travel insurance, especially for individuals who are over the age of 65, who may also have some pre-existing medical conditions.

Here at InsuraTrip, we can help to protect your travel plans from becoming a nightmare due to the unexpected happening during your trip. To view a full summary of cover of InsuraTrip policies, click here.

What's Included in Travel insurance For Over 65s?

Below is a table outlining just a few of the benefits of our InsuraTrip holiday insurance policy for those over the age of 65, along with the different levels of cover that you can purchase to meet your requirements, for easy comparison:

  Standard Extra Super
Max Trip Cancellation £1,000 £2,000 £3,000
Emergency Medical or Dental Cover Abroad £5m £10m £10m
Baggage £500 £1,000 £1,500
Loss of Travel Documents £250 £500 £500
Excess £145 £95 £70

Our travel insurance policies have a maximum age limit of 69 on all policies.


Please Note: There is a limit on the trip duration for InsuraTrip Annual Multi-Trip travel insurance policies on InsuraTrip holiday insurance policy depending on the level of cover you choose: 22 days on the Standard Annual Multi-Trip, 32 days on the Extra and Super Annual Multi-Trip.

On InsuraTrip Single Trip Travel Insurance policies there is also a limit on duration depending on your age: 90 days for those aged 54 years or under, 60 days for those aged 55 to 59 years and 45 days for those aged 60 to 69 years. This can be found in the InsuraTrip travel insurance policy wording.

But if you are aged over 69, there is no need to worry, as our sister brand, Able2Travel can offer coverage for individuals that are beyond 69. Please visit Able2Travel to find out more.

What COVID Cover is Available on InsuraTrip Travel Insurance?

All our InsuraTrip Travel Insurance policies include Coronavirus (COVID-19) cover at no additional cost. However, our policy will ONLY provide cover for claims directly or indirectly related to a pandemic and/or epidemic, including but not limited to Coronavirus (Covid-19) within the following sections:

  • Section A – Trip Cancellation
  • Section B – Trip Interruption
  • Section C – Travel Delay
  • Section F – Emergency Medical Cover/Dental Cover Abroad
  • Section G - Emergency Transport

You can find full details of what is and isn't covered in relation to Coronavirus within the policy wording.

Click the “Get a Quote” button to get InsuraTrip travel insurance with COVID cover to protect your holiday.


Check You Have The Cover You Need

If you are planning to go on a cruise for your holiday, you can get a cruise travel insurance for over 65 here at InsuraTrip, all you need to do is add the Cruise Cover option to your policy to get cover.

Similarly, if you are going on a holiday that includes activities such as white water rafting, deep sea fishing, skiing, or snowboarding, you will need to add the correct Activity Pack when purchasing your policy. Click here to see what is included in the Activity Packs.


What Types of Travel Insurance Policy Can an Over 65 Year Old Have?

InsuraTrip Travel Insurance for over 65s is available as a Single Trip policy for a one-off holiday whether it is the trip of a lifetime or just a week away in the sun in the UK or abroad. However, there is a maximum trip duration of 60 days for ages 55-59, and 45 days for those aged 60-69. You can find this information in the InsuraTrip policy wording.

If your upcoming travel plans consist of going on more than one trip in the year, then you might benefit from InsuraTrip’s Annual Multi-Trip Policy, as this type of policy may be more suitable to your needs and could save you time and money rather than having to buy multiple Over 65s Single Trip Travel Insurance policies.


Looking For Travel insurance For Over 65s With Pre-existing Medical Conditions Cover?

If your answer is yes to this question, it is important that you declare your medical conditions when taking out a single or annual travel insurance for over 65 at InsuraTrip. If you do not declare your pre-existing medical condition, it can make your travel insurance policy invalid when it comes to making a claim.

To declare your pre-existing health conditions for your travel insurance policy, you can do it by completing our medical screening process online. If you have more serious medical conditions, you may be better off with our Able2Travel product, specifically designed for people with pre-existing medical conditions.

Having Trouble Understanding Your Cover?

No problem - we are here to help!

Click here to read more about what our sections of cover mean.

If you would like to check the Policy Documents, simply click here.


Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist Travel Insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable Travel Insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper Travel Insurance directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.

Why Choose

InsuraTrip features a range of great benefits as standard. InsuraTrip also features some great add-ons for you to tailor your policy - meaning you only pay for the additional cover you need.

  • Instant Quote and Cover
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports and Activities
  • Options Available including cruise, winter sports and more...
  • 100s of Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
  • + Lots more
Pre-Existing Medical Conditions

This policy does not provide cover for pre-existing medical conditions unless declared to us and accepted by us in writing (an additional premium may be payable).

The good news is InsuraTrip can consider 100’s of pre-existing medical conditions when you apply for cover and if accepted by us through our online medical screening system when getting a quote you can be covered by the InsuraTrip policy (an additional premium may be payable).

Please refer to the policy wording to determine what medical conditions and historic medical events need to be declared.

You can declare your Pre-Existing Conditions through our online medical screening facility when getting a quote. Failure to declare all necessary pre-existing conditions could invalidate your policy or mean a claim is later declined.

Please Note - This is a travel insurance policy and not private medical insurance; there is no cover for any medical expenses incurred in private facilities if medically capable public facilities are available.

Travel Insurance Policy Options

Sports Cover Option
Sports Cover Option

For additional cover when taking part in one of our 100+ sports included as standard, be sure to take out sports cover for further peace of mind on your trip.

Winter Sports Option
Winter Sports Option

Add the Winter Sports Option to your InsuraTrip Travel Insurance policy to get protection for emergency medical expenses and lost, damaged or stolen ski equipment, unused lift pass through loss or theft, loss of use of ski pass through illness or injury, piste closure and avalanche and landslide closure cover as well as physiotherapy if required upon return to the United Kingdom.

Cruise Cover
Cruise Cover

Add the Cruise Cover Option to your InsuraTrip Travel Insurance policy to cover your cruise holiday to get cover for cruise interruption, missed port departure, cabin confinement, lost, damaged or stolen formal cruise attire and unused pre-booked excursions.