Over 50's Travel Insurance
Great cover for those looking for high quality, cheap holiday insurance for over 50s.
3 Options available including:
Winter Sports Option, Cruise Cover, Sports Cover Option...see all
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
Over 50s Travel Insurance
Over 50's Travel Insurance
Are you looking cheap over 50s travel insurance?
If you’re aged over 50, the world may well be your oyster! Perhaps your children have moved into their own homes or they’re at university? Now that you probably have more time for yourself and possibly some spare disposable income, why shouldn’t you treat yourself to a holiday?
If you're looking for inspiration on where to travel, then you can visit our InsuraTrip news section for tons of articles on where you can visit.
Once you’ve decided where you are travelling to, InsuraTrip Travel Insurance for over 50s is here to help protect your dream holiday from becoming a nightmare should the unexpected happen. To view a full summary of cover of InsuraTrip policies, click here.
What's Included in InsuraTrip Over 50s Travel Insurance?
Below is a table outlining just a few of the benefits of our InsuraTrip Over 50s Travel Insurance policies, along with the different levels of cover that you can purchase, for easy comparison:
|Emergency Medical Expenses or Dental Cover Abroad
(no more than £400 for dental cover)
|Loss of Travel Documents
Please note: There is a limit on the trip duration for InsuraTrip Annual Multi-Trip policies depending on the level of cover you choose: 22 days on the Standard Annual Multi-Trip, 32 days on the Extra and Super Annual Multi-Trip.
On Single Trip InsuraTrip policies there is also a limit on duration depending on your age: 90 days for those aged 54 years or under, 60 days for those aged 55 to 59 years and 45 days for those aged 60 to 69 years. This can be found in the InsuraTrip travel insurance policy wording.
Our policies are available for individuals aged up to 69 years, but if you are aged over 69, there is no need to worry, as our sister brand, Able2Travel can offer coverage for individuals that are beyond the age of 69. Please visit Able2Travel to find out more.
What COVID Cover is available on InsuraTrip Travel Insurance?
All our InsuraTrip Travel Insurance policies include Coronavirus (COVID-19) cover at no additional cost. However, our policy will ONLY provide cover for claims directly or indirectly related to a pandemic and/or epidemic, including but not limited to Coronavirus (Covid-19) within the following sections:
- Section A – Trip Cancellation
- Section B – Trip Interruption
- Section C – Travel Delay
- Section F – Emergency Medical Cover/Dental Cover Abroad
- Section G - Emergency Transport
You can find full details of what is and isn't covered in relation to Coronavirus within the policy wording.
Click the “Get a Quote” button to get InsuraTrip travel insurance with COVID cover to protect your holiday.
Do You Travel Often?
If you are considering going on holiday trips more than once a year, you may find that you save time and money with an Annual Travel Insurance policy, rather than individual Single Trip Travel Insurance policies.
Not only that, but Annual Trip policies include cover for 100+ sports and activities as standard! If you are not sure, what activities are covered, you can read our Sports & Activities List.
Go to our Annual Multi Trip Travel Insurance page to find out more.
Over 50 And Have Pre-existing Medical Conditions?
We understand it can be harder to find appropriate travel insurance for your age, and even more challenging to find over 50’s travel insurance with a pre-existing medical condition. Here at InsuraTrip, we can provide travel insurance policies to travellers who are over 50s and have pre-existing medical condition at an affordable price.
However, it is important you declare your medical conditions when taking out a single or annual travel insurance for over 50 at InsuraTrip. If you do not declare your pre-existing medical conditions, it can make your travel insurance policy invalid when it comes to making a claim.
To declare your pre-existing health conditions for your travel insurance policy, you can do it by completing our medical screening process online. If you have more serious medical conditions, you may be better off with our Able2Travel product, specifically designed for people with pre-existing medical conditions.
Check You Have the Cover You Need
If you are planning to go on a cruise for your holiday, you will need a cruise travel insurance for over 50’s. The good news is that cruises are covered as standard, however of you want additional cover then you just need to add the Cruise Cover option to your policy to get cover for this.
Similarly if you are going on a Winter Sports holiday, you will need to add Activity Pack 5, when you are purchasing your policy. Or if you are doing other sports activities during your holiday, you will need to add the relevant Activity Pack to your policy, click here to find out more.
Each option will require the payment of an additional premium to include in your policy, however you will enjoy the extended cover that each option provides.
Having Trouble Understanding Your Cover?
No problem - we are here to help!
Click here to read more about what our sections of cover mean.
If you would like to check the Policy Documents, simply click here.
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist Travel Insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable Travel Insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper Travel Insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.
Why Choose InsuraTrip.com?
InsuraTrip features a range of great benefits as standard. InsuraTrip also features some great add-ons for you to tailor your policy - meaning you only pay for the additional cover you need.
- Instant Quote and Cover
- 24/7 Emergency Helpline
- Medical Expenses
- Cancellation Cover
- Baggage Cover
- Personal Accident & Liability Cover
- FREE cover for 100+ Sports and Activities
- Options Available including cruise, winter sports and more...
- 100s of Medical conditions considered
- Online Policy Documentation
- We don't store credit card details
- + Lots more
Pre-Existing Medical Conditions
This policy does not provide cover for pre-existing medical conditions unless declared to us and accepted by us in writing (an additional premium may be payable).
The good news is InsuraTrip can consider 100’s of pre-existing medical conditions when you apply for cover and if accepted by us through our online medical screening system when getting a quote you can be covered by the InsuraTrip policy (an additional premium may be payable).
Please refer to the policy wording to determine what medical conditions and historic medical events need to be declared.
You can declare your Pre-Existing Conditions through our online medical screening facility when getting a quote. Failure to declare all necessary pre-existing conditions could invalidate your policy or mean a claim is later declined.
Please Note - This is a travel insurance policy and not private medical insurance; there is no cover for any medical expenses incurred in private facilities if medically capable public facilities are available.
How do I get a Quote for Over 50's Travel Insurance?
It’s quick and easy to get a Over 50's Travel Insurance quote.
Just click the ‘Get A Quote’ button to get an online quote for Over 50's Travel Insurance.
Travel Insurance Policy Options
Winter Sports Option
Add the Winter Sports Option to your InsuraTrip Travel Insurance policy to get protection for emergency medical expenses and lost, damaged or stolen ski equipment, unused lift pass through loss or theft, loss of use of ski pass through illness or injury, piste closure and avalanche and landslide closure cover as well as physiotherapy if required upon return to the United Kingdom.