Over 50's Travel Insurance

Great cover for those looking for high quality, cheap holiday insurance for over 50s.

3 Options available including:
Gadget Cover, Winter Sports Option, Cruise Cover...see all

Get a Quote Policy Wording
Feefo logo

Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you

Over 50s Travel Insurance

Over 50's Travel Insurance

Are you looking for travel insurance for over 50s?

If you’re aged over 50, the world may well be your oyster! Perhaps your children have moved into their own homes or they’re at university? Now that you probably have more time for yourself and some spare disposable income… why shouldn’t you treat yourself to a holiday?

If you are looking for inspiration on where to travel, then you can visit our InsuraTrip news section for tons of articles on where you can visit.

Once you’ve decided where you are travelling to, InsuraTrip Travel Insurance for over 50s is here to help protect your dream holiday from becoming a nightmare should the unexpected happen. To view a full summary of cover of InsuraTrip policies, click here.

What's included?

Below is a table outlining just a few of the benefits of our InsuraTrip Over 50s Travel Insurance policies, along with the different levels of cover that you can purchase, for easy comparison:

  Standard Extra Super
Max Cancellation £1,000 £2,000 £3,000
Emergency Medical Expenses £5m £10m £10m
Baggage £500 £1,000 £1,500
Excess £145 £95 £70


Please note: There is a limit on the trip duration for InsuraTrip Annual Multi-Trip policies depending on the level of cover you choose: 22 days on the Standard Annual Multi-Trip, 32 days on the Extra and Super Annual Multi-Trip. On Single Trip InsuraTrip policies there is also a limit on duration depending on your age: 90 days for those aged 18-54, 60 days for those aged 55-59 and 45 days for those aged 60-69. This can be found in the InsuraTrip travel insurance policy wording.

Our policies are available for individuals aged up to 69 years, but if you are aged over 69, there is no need to worry, as our sister brand, Able2Travel can offer coverage for individuals that are beyond the age of 69. Please visit Able2Travel to find out more.

Do You Travel Often?

If you are considering going on holiday trips more than once a year, you may find that you save time and money with an Annual Travel Insurance policy, rather than individual Single Trip Travel Insurance policies. Not only that, but Annual Trip policies include cover for 100+ sports and activities as standard! If you are not sure, what activities are covered, you can read our Sports & Activities List.

Go to our Annual Multi Trip Travel Insurance page to find out more.

Check You Have the Cover You Need

If you are planning to go on a cruise for your holiday, you will need top add the Cruise Cover option to your policy to get cover for this. Similarly if you are going on a Winter Sports holiday, you will need to add the Winter Sports option when you are purchasing your policy. Or, you can also have Gadget cover as an add-on to your travel insurance policy, which will protect your gadgets such as phones or tablets if they are damaged or lost while abroad. Each option will require the payment of an additional premium to include in your policy, however you will enjoy the extended cover that each option provides.


Having Trouble Understanding Your Cover?

No problem - we are here to help!

Click here to read more about what our sections of cover mean.

If you would like to check the Policy Documents, simply click here.

Why Choose InsuraTrip.com

InsuraTrip features a range of great benefits as standard. InsuraTrip also features some great add-ons for you to tailor your policy - meaning you only pay for the additional cover you need.

  • Instant Quote and Cover
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports and Activities
  • Options Available including gadgets, winter sports and more...
  • 100s of Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
  • + Lots more
Pre-Existing Medical Conditions

This policy does not provide cover for pre-existing medical conditions unless declared to us and accepted by us in writing (an additional premium may be payable).

The good news is Insuratrip can consider 100’s of pre-existing medical conditions when you apply for cover and if accepted by us through our online medical screening system when getting a quote you can be covered by the InsuraTrip policy (an additional premium may be payable).

Please refer to the policy wording to determine what medical conditions and historic medical events need to be declared.

You can declare your Pre-Existing Conditions through our online medical screening facility when getting a quote. Failure to declare all necessary pre-existing conditions could invalidate your policy or mean a claim is later declined.

Please Note - This is a travel insurance policy and not private medical insurance; there is no cover for any medical expenses incurred in private facilities if medically capable public facilities are available.

Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist Travel Insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable Travel Insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper Travel Insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.

How do I get a Quote for Over 50's Travel Insurance?

It’s quick and easy to get a Over 50's Travel Insurance quote.

Just click the ‘Get A Quote’ button to get an online quote for Over 50's Travel Insurance.

Travel Insurance Policy Options

Gadget Cover
Gadget Cover

Add the Gadget Cover Option to your InsuraTrip Travel Insurance policy to cover a number of gadgets including Mobile Phones, Smart Phones, iPads, Tablets, Cameras, Smart Watches, and Laptops.

Winter Sports Option
Winter Sports Option

Add the Winter Sports Option to your InsuraTrip Travel Insurance policy to get protection for emergency medical expenses and lost, damaged or stolen ski equipment, unused lift pass through loss or theft, loss of use of ski pass through illness or injury, piste closure and avalanche and landslide closure cover as well as physiotherapy if required upon return to the United Kingdom.

Cruise Cover
Cruise Cover

Add the Cruise Cover Option to your InsuraTrip Travel Insurance policy to cover your cruise holiday to get cover for cruise interruption, missed port departure, cabin confinement, lost, damaged or stolen formal cruise attire and unused pre-booked excursions.