Over 55s Travel Insurance

Great cover for those looking for high quality, cheap holiday insurance for over 55s.

3 Options available including:
Gadget Cover, Winter Sports Option, Cruise Cover...see all

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Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you

Over 55s Travel Insurance

Over 55s Travel Insurance

Are you looking for over 55 travel insurance?

Planning to go on a holiday as a way to treat yourself? We know that sometimes it can be difficult to find appropriate Travel Insurance, especially for individuals who are over the age of 55, who may have pre-existing medical conditions.

Here at InsuraTrip, we can help to protect your travel plans from becoming a nightmare if the unexpected happens during your trip. Our Travel Insurance policies have a maximum age limit of 69 on all policies. To view a full summary of cover of InsuraTrip policies, click here.

What's included?

Below is a table highlighting just a few of the benefits you can enjoy with our InsuraTrip holiday insurance policy, along with the 3 levels of cover that you can purchase to meet your requirements, for easy comparison:

  Standard Extra Super
Max Cancellation £1,000 £2,000 £3,000
Emergency Medical Expenses £5m £10m £10m
Baggage £500 £1,000 £1,500
Excess £145 £95 £70


Please Note: There is a limit on the trip duration for InsuraTrip Annual Multi-Trip policies depending on the level of cover you choose: 22 days on the Standard Annual Multi-Trip, 32 days on the Extra and Super Annual Multi-Trip. On Single Trip InsuraTrip policies there is also a limit on duration depending on your age: 90 days for those aged 18-54, 60 days for those aged 55-59 and 45 days for those aged 60-69. This can be found in the InsuraTrip travel insurance policy wording.

But if you are aged over 69, there is no need to worry, as our sister brand, Able2Travel can offer coverage for individuals that are beyond 69. Please visit Able2Travel to find out more.

Have You Got Everything You Need on The Policy?

Our InsuraTrip over 55 holiday insurance policy can be further enhanced by adding a number of policy options including:

  • Winter Sports Cover if you are intending on doing skiing or snowboarding with your family and friends

  • Cruise Cover if your trip involves a cruise

  • Gadget Cover in case your smartphones or tablets get damaged or lost while abroad

Each option will require the payment of an additional premium to include in your policy, however, you will enjoy the extended cover that each option provides.

What Types of Travel Insurance Policy Can an Over 55 Year Old Have?

InsuraTrip Over 55 travel insurance is available as a Single Trip Travel Insurance policy for a one-off holiday whether it is the trip of a lifetime or just a week away in the sun in the UK or abroad. However, there is a maximum trip duration of 60 days for ages 55-69, which is the upper age limit on this policy. You can find this information in the policy wording.

But if your upcoming travel plans consist of going on more than one trip in the year, then you might benefit from InsuraTrip’s Annual Multi-Trip Travel Insurance Policy, as this type of policy may be more suitable to your needs and could save you time and money over buying multiple Over 55s single trip travel insurance policies.


Having Trouble Understanding Your Cover?

No problem - we are here to help!

Click here to read more about what our sections of cover mean.

If you would like to check the Policy Documents, simply click here.


Why Choose InsuraTrip.com

InsuraTrip features a range of great benefits as standard. InsuraTrip also features some great add-ons for you to tailor your policy - meaning you only pay for the additional cover you need.

  • Instant Quote and Cover
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports and Activities
  • Options Available including gadgets, winter sports and more...
  • 100s of Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
  • + Lots more
Pre-Existing Medical Conditions

This policy does not provide cover for pre-existing medical conditions unless declared to us and accepted by us in writing (an additional premium may be payable).

The good news is Insuratrip can consider 100’s of pre-existing medical conditions when you apply for cover and if accepted by us through our online medical screening system when getting a quote you can be covered by the InsuraTrip policy (an additional premium may be payable).

Please refer to the policy wording to determine what medical conditions and historic medical events need to be declared.

You can declare your Pre-Existing Conditions through our online medical screening facility when getting a quote. Failure to declare all necessary pre-existing conditions could invalidate your policy or mean a claim is later declined.

Please Note - This is a travel insurance policy and not private medical insurance; there is no cover for any medical expenses incurred in private facilities if medically capable public facilities are available.

Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist Travel Insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable Travel Insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper Travel Insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.

How do I get a Quote for Over 55s Travel Insurance?

It’s quick and easy to get a Over 55s Travel Insurance quote.

Just click the ‘Get A Quote’ button to get an online quote for Over 55s Travel Insurance.

Travel Insurance Policy Options

Gadget Cover
Gadget Cover

Add the Gadget Cover Option to your InsuraTrip Travel Insurance policy to cover a number of gadgets including Mobile Phones, Smart Phones, iPads, Tablets, Cameras, Smart Watches, and Laptops.

Winter Sports Option
Winter Sports Option

Add the Winter Sports Option to your InsuraTrip Travel Insurance policy to get protection for emergency medical expenses and lost, damaged or stolen ski equipment, unused lift pass through loss or theft, loss of use of ski pass through illness or injury, piste closure and avalanche and landslide closure cover as well as physiotherapy if required upon return to the United Kingdom.

Cruise Cover
Cruise Cover

Add the Cruise Cover Option to your InsuraTrip Travel Insurance policy to cover your cruise holiday to get cover for cruise interruption, missed port departure, cabin confinement, lost, damaged or stolen formal cruise attire and unused pre-booked excursions.